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BY JOE CARLSON
jcarlson@nwitimes.com
219.933.3364 | Sunday, May 04, 2008 | (28 comment(s))
Perhaps the reason flag pins and "misremembered" helicopter landings are getting so much of attention is because so many voters have already cast their ballots. Perhaps it is because the Democrats' proposals are so similar on so many issues. Maybe it's a reflection of society in general.
Whatever the case, The Times read many of the lengthy and detailed platforms published by Hillary Clinton and Barack Obama, with an eye toward commonly talked-about issues. The results are below.
The economy
With middle-class wages stagnant and the cost of living skyrocketing, both candidates have laid out extensive agendas to reach out to average voters who find the American Dream further out of reach than ever.
Barack Obama plans to expand the various tax credits and tax breaks to certain segments of the population, while much of Hillary Clinton's economic platform focuses on improving America's ability to keep jobs and improve free trade agreements.
In all of her appearances in Northwest Indiana, Clinton has reminded the public she is the only candidate who would declare a "time out" on all existing trade deals. The agreements, including NAFTA, are allowing the export of jobs while allowing trading partners like China to cheat by manipulating their currency values and barring import of American goods.
Clinton would also create the job of "trade prosecutor" and double the staff of trade investigators to aggressively go after violators of the retooled trade deals.
Both candidates pledged to invest heavily in new "green" jobs and industries, but Obama said he would also make permanent the tax credit that companies now receive on research and development spending.
Obama said he would make sure senior citizens who earn less than $50,000 a year would pay no federal income taxes and would increase the minimum wage to $9.50 an hour by 2011.
Obama would also make tax credits for parents more accessible for middle-class families, and create a new $1,000-per-family tax credit to offset income taxes that hit low-income families the hardest.
Clinton said she would return to the federal tax structure of the 1990s, in which higher-income earners paid larger shares of their incomes in taxes than they do now.
Both candidates would create new tax credits to make college more affordable, with Clinton proposing a tax write-off of $3,500 toward tuition, and Obama proposing $4,000.
They both also said they would create funds to help homeowners hit by the foreclosure crisis afford more stable loans. Clinton said she would create a $1 billion assistance fund, while Obama would create a similar fund whose size he did not specify.
Clinton said she would also help homeowners stay in their homes by reducing energy costs through a $1 billion heating assistance program and home modernization initiative that would give away such items as weather-stripping and window insulation.
Obama vowed to get tough on the credit industry by making all credit card companies provide standardized rankings of their products and obey a credit "Bill of Rights" that gives consumers more protections.
Health care
About 47 million Americans are without health insurance, a figure that grew by 3 million in the past five years, studies show.
Yet the profits and administrative costs of insurance companies went up 12 percent between 2000 and 2005 -- the largest single component of health care spending, according to a 2007 study by the Commonwealth Fund Commission.
Barack Obama and Hillary Clinton are both proposing large-scale federal efforts to improve health care for those with insurance, to extend coverage to those without it, and to modernize the industry and lower costs for everyone.
Obama estimates his plan will save the average family $2,500 a year, while Clinton used a more conservative $2,200 per-family estimate.
Perhaps the most talked-about provision in both plans is universal health care. Neither proposal would cancel any insurance plan already in place or simply allow anyone to walk into any doctor's office and demand care.
Rather, both plans would create a new federal insurance program similar to Medicare that anyone in America could buy into, regardless of medical history or employment status.
Clinton would make this plan affordable by offering tax credits on income tax forms, while Obama would use direct subsidies to lower the up-front cost based on a family's income.
Clinton and Obama both said employers who don't offer health care plans to employees -- such as large national retailers -- would be forced to pay part of the cost of the new federal insurance program.
Both plans would also allow any individual or company who is dissatisfied with their current insurance to pay for the same program that federal employees and congress members have.
Clinton's proposal would directly extend the existing federal employee's plan to anyone in the public, while Obama's proposal would create a new plan "similar" to the federal plan.
Obama said he would create a new organization called the National Health Insurance Exchange, a watchdog group that would publish information about insurers like profits and administrative costs to help consumers choose the best company for them.
Obama would also force insurers to invest a "reasonable share" of their profits into patient care in markets where corporate mergers have not left enough insurance companies to make up a competitive market.
Clinton's plan relies on tax credits to ensure that any given family's insurance premiums will "never rise above a certain percentage of family income." The plan did not specify the percentage.
She would also offer tax credits to small companies that offer their employees good health insurance and to industries and public employers who need reinsurance to cover large populations of retirees with many "catastrophic" expenses.
Obama's plan does not say how his programs would be funded or what they would cost. Clinton's plan said she would use $54 billion from rolling back President Bush's tax cuts for families earning more than $250,000, along with ending subsidies to health care plans for wealthy families.
And paper? Forget about it. Both candidates said they would offer financial assistance or incentives to doctors and hospitals that switch to more efficient electronic medical billing systems, realizing up to $77 billion in annual cost savings for the whole industry.
The war
With an economy teetering on the brink of recession and a health care system in crisis, the Iraq war gets shoved to the back of the debate in many public forums.
But the United States is spending $10 billion per month on the war, and more than 1 million troops have served in the conflict, which reached its five-year anniversary on March 21.
Hillary Clinton and Barack Obama say the conflict has now become a civil war among Iraqi factions, and withdrawing American troops on a mass scale will be one of the first orders of business if a Democrat becomes the next president.
Clinton said she would ask the Joint Chiefs of Staff for a plan to begin drawing down troops within 60 days of taking office.
Obama said he would withdraw all combat troops by mid-2009 by removing one or two brigades per month, beginning with those in the most peaceful areas. Obama would likely leave a "residual" number of troops in the country to defend American personnel and continue to fight al-Qaeda In Iraq.
Obama would also have the United Nations lead the Iraqis in holding a constitutional convention that would give the nation's minority Sunni Arabs more rights than under the existing form of government.
Both candidates would convene a regional conference of leaders from surrounding countries to pledge not to interfere in the ongoing civil war and make good on previous aid commitments.
Clinton voted for the Oct. 11, 2002, congressional resolution to authorize the use of military force in Iraq, although she has since tried to deauthorize permission for the war because its stated goals -- toppling Iraq's former government and ensuring nonexistence of weapons of mass destruction -- have been completed.
Obama was an Illinois lawmaker in 2002 when Congress approved the resolution, though his campaign frequently quotes his outspoken opposition to the war at the time.
Gas prices
At prices expected to hit $4 a gallon for regular unleaded this summer, the cost of gasoline is recently looming large on the campaign trail as it drives up not just the cost of commuting but also goods shipped by truck, such as groceries.
Barack Obama and Hillary Clinton have both released new proposals in recent weeks as prices at the pump continue to rise.
Both have recently called for a "windfall profits tax" on the oil companies, which are reaping record profits as commuters pinch pennies.
Clinton would use the proceeds of the new tax to fund a "gas tax holiday" that would eliminate the 18.4-cent tax on regular gas and 24.4-cent tax on diesel during busy summer months.
Obama would use the windfall tax to give families assistance on their heating and cooling bills for their homes.
Both candidates said they would also use federal powers to prevent oil companies and traders from manipulating the market for their own profit.
While Obama did not lay out specifics, Clinton said she would have the Federal Trade Commission enforce market manipulation rules. She would also push for changes in the law to force oil futures traders who are driving up costs to report their electronic sales so they can be regulated.
Clinton would also use the World Trade Organization to pressure the Organization of Petroleum Exporting Countries to release more oil onto the world market. And she would allow the U.S. Justice Department to sue OPEC in U.S. courts for antitrust violations.
Both candidates have also fought to end the $7.5 billion in subsidies the oil industry receives from the federal government.
Energy and the environment
Energy costs are rising to the highest level in decades at the same time that many Americans are becoming convinced that the time to act to stop global climate change is upon us.
Hillary Clinton and Barack Obama have rolled out proposals to hit both problems with one solution by investing heavily in new "green collar" jobs and industries.
By and large, the proposals are remarkably similar. They would also use alternative fuel sources to generate power so 25 percent of the nation's electricity comes from renewable energies by 2025.
And both would use "cap-and-trade" systems to reduce carbon emissions by 80 percent by 2050. A cap and trade system implements a limit on the amount of carbon a company can release, and then allows companies to sell their caps to other industries as they modernize. Gradually, the overall pollution level is reduced, and companies have a financial incentive to pollute less.
Both plans would invest $150 billion in "clean energy" jobs and research.
Both would increase fuel efficiency requirements for passenger vehicles. Obama would double the existing standard, from 25 mpg to 50 mpg, by 2027. Clinton would increase the standards to 40 mpg in 2020 and 55 mpg by 2030.
Clinton also had a similar phased-in approach to compact fluorescent light bulbs. Clinton would ban the sale of traditional incandescent bulbs in the 40-watt variety in 2012, and take all varieties off the market by 2020.
Obama said he would phase out all traditional light bulbs by 2014.
Street crime
The number of murders and bank robberies in Northwest Indiana has increased several fold in recent years as the economy has stalled and gang membership has risen.
Barack Obama and Hillary Clinton proposed similar proposals to fight violent crime.
Both use as a blueprint former President Bill Clinton's COPS program, which put thousands more officers on city streets by funding local police department payrolls with federal dollars. Funding for the program was slashed under President Bush.
Obama has supported a $600 million bill restoring funding for 50,000 officers on the street, while Clinton has proposed a program called "COPS 2.0" that would put 100,000 new officers on the street but did not disclose the cost.
Both said they support the reinstatement of the assault weapons ban, which they said would keep dangerous weapons out of the hands of criminals without impinging the Second Amendment rights of gun owners.
The candidates also said they wanted to reduce recidivism by training inmates in jail and after release, and keeping some out of prisons in the first place.
Clinton has also proposed specifically eliminating the mandatory minimum federal sentence for simple crack cocaine possession.
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to Brenda wrote on May 5, 2008 8:08 PM:
Brenda wrote on May 5, 2008 5:37 PM:
to Robertsdale Resident wrote on May 5, 2008 5:10 PM:
McCain Will Reform The Tax Code To Offer More Choices Beyond Employer-Based Health Insurance Coverage. While still having the option of employer-based coverage, every family will also have the option of receiving $5,000 for families to offset the cost of insurance. Families will be able to choose the insurance provider that suits them best and the money would be sent directly to the insurance provider. Those obtaining innovative insurance that costs less than the credit can deposit the remainder in expanded Health Savings Accounts.
Hillary and Obama want to rob your neighbor who is doing slightly better than you, take his money and punish him for his success, and make him pay for your health care. But that’s not the worst of their program….they would socialize health care which always leads to rationing and reduced quality health care where ever it is tried. We don’t need them ruining the world’s best health care system.
Now, Robertdale, how exactly does giving families $5000 and allowing individuals to buy their own health insurance, that they take with them regardless of job, help those rich republican owners? "
maria on energy wrote on May 5, 2008 2:38 PM:
Expanding drilling and production both offshore and in Alaska would produce up to 24 billion barrels of oil, enough to cover five years of U.S. energy use without a single import. Barack Obama and Hillary are beholden to the wacko leftist environmentalists and will not extract the oil we have under our own soil. "
Maria is for John McCains plan for Iraq wrote on May 5, 2008 2:34 PM:
That is exactly what we are doing, it is called "The Bush Doctrine". We must help free people from the clutches of evil dictators who hate America, and that is just what we have done. If you read Michael Yon's embedded reporting, the Iraqi people are on our side...have you heard of "The Awakening"? This is part of the "surge" where Iraqi people are working with the United States to keep al qaida from taking over their country.
So welcome home, thank you for agreeing with McCain. I agree with you also, I don't think Hillary or Obama's plan to pull out and leave a lot of death and a mess is a a good plan. "
terrorists and their state sponsors wrote on May 5, 2008 2:31 PM:
Concerned Citizen wrote on May 5, 2008 2:28 PM:
nice try Maria wrote on May 5, 2008 2:25 PM:
The real reason is there is no answer, my facts are correct. Anyone can look them up in 2 seconds on bls.gov
Also you say "when you have time" (LOL) you will find evidence that "real incomes have dropped here". Sorry Maria...incomes are UP based on the actual, reliable, non-partisan data. Sure you can find some anecdotal story that "Joe Blow's income went down", but of course there are 10 others stories where other people's incomes went UP! That is why we have the overall statistics, to show the trend, which is UP on wages and jobs (bls.gov)
Then you spew out some unbelievable anecdotal stories about people and insurance. But if you look at John McCain's health plan, it makes perfect sense and it doesn't involved the long waiting lines and reduced quality that Obama's or Hillary's socialized medicine would give us. McCain's health care plan is explained very well at his web site, but I don't expect koolaid drinkers like you to actually read anything "you don't have time", right?
"
Robertsdale Resident wrote on May 5, 2008 2:25 PM:
Karin wrote on May 5, 2008 12:51 PM:
Maria wrote on May 5, 2008 12:46 PM:
In the mean time, we have a boatload of coal, still a dirty fossil fuel... but we have plenty. I personally think the mining industry is dirty and horrible to human health and the environment (even seen a mountain top removal site?), but maybe coal-to-liquid technology with carbon capture and sequestration can stabilize us in the short term.
The truth is, we don't really know how much oil is up in the 10-02 area of ANWR. We do know is that it is not enough to make a true difference or sustain us for long. It is not politically feasible however and won't happen. The polar bear is too iconic and will likely be listed as endangered in the next month. Try drilling in ANWR after that. "
Maria wrote on May 5, 2008 12:40 PM:
True, the disaster that is Iraq has opened it up to being a hot spot for Middle Eastern terrorism. But, we have to be honest with ourselves. Al Q did not exist in Iraq until we invaded it.
The war in Iraq is a cluster. It just is. I think we should stay and focus our efforts on development and humanitarian aid so a generation of Iraqis-- who have known nothing but war--- have hope and not animosity toward the US. Iraq should be developed and stabiilized so those young Iraqis lack any incentive to hate the US and join Al Qada. I am not sure if that is any one of the candidates' plan, but that is where I stand.
Like the Pottery Barn metaphor-- you break it you buy it. We broke Iraq. We preemptively invaded based on this Administration's lies and it now lie in ruins. We have no choice but to repair it. "
MariaVotes wrote on May 5, 2008 12:34 PM:
I'm from NW Indiana too. If I had all day, I would research tax data showing that real incomes have dropped here. Alas, I do not have immediate time for this, but perhaps I will over the next few weeks.
In the mean time, I will give you some personal observations from my work place--- the number of women and children in this reason with private health insurance in this region has precipitously dropped over the last 3-4 years. And those who have insurance do not have the money to pay their deductables . . . so they don't. Yes, they still get care, but insurers won't pay for it . . . so the medical provider doesn't get paid either.
When I have time I'll provide you some stats on personal bankruptcies and foreclosures that should be obvious to anyone living in the region. Till then, I don't need more proof that the economic policy has failed us. "
to Brenda and Maria wrote on May 5, 2008 12:04 PM:
Maria wrote on May 5, 2008 11:49 AM:
There is not enough time to respond to each and they should be removed. "
Brenda wrote on May 5, 2008 11:04 AM:
Hillary Obama wrong on socialized medicine wrote on May 5, 2008 10:00 AM:
Obama Hillary wrong on the war wrote on May 5, 2008 10:00 AM:
Hillary-Obama wrong on energy wrote on May 5, 2008 9:59 AM:
Expanding drilling and production both offshore and in Alaska would produce up to 24 billion barrels of oil, enough to cover five years of U.S. energy use without a single import. Barack Obama and Hillary are beholden to the wacko leftist environmentalists and will not extract the oil we have under our own soil.
"
Hillary-Barack wrong on the economy and taxes wrote on May 5, 2008 9:59 AM:
Clinton-Obama wrong on jobs wrote on May 5, 2008 9:58 AM:
Obama-Hillary wrong on the issues wrote on May 5, 2008 9:58 AM:
Intellegence wrote on May 5, 2008 9:38 AM:
STEVES wrote on May 5, 2008 8:52 AM:
Be Real wrote on May 5, 2008 8:33 AM:
At least the other Northwest Indiana newspaper came right out and officially endorsed Obama. I'd have a lot more respect for your newspaper if you did the same for Hillary, instead of manipulating your readers with articles such as, "Where is Obama - He Doesn't Love Us" when you know darn well where he is and where he's been campaigning multiple times per day.
What you're doing isn't journalism, it's a full-on campaigning. But you probably won't print this comment, because heaven forbid someone calls you out on what you're doing. "
HIllary actually has plans... wrote on May 5, 2008 8:01 AM:
WWJVBD wrote on May 5, 2008 7:47 AM:
E Nelson wrote on May 4, 2008 8:14 AM:
1) Hillary voted AGAINST the Vitter amendment which PREVENTS the government from confiscating guns from law abiding citizens during emergencies or martial law. Interestingly Obama voted for it and for the rights of gun owners.
2) The Clintons recently revealed on their tax returns that they had amassed fortunes of 109 million dollars.
3) Hillary was instrumental in pushing FOR and getting NAFTA passed which has been a disaster for American workers. According to documents released by the National Archives, Hillary in 1993 attended at least 5 meetings that were used to win approval of NAFTA by Congress and these documents detailed her role in promoting NAFTA while she was first lady.
4) Hillary along with the Republicans voted for the Iraq War which have taken billions of our tax paying dollars out of our pockets and put them into the pockets of oil companies and defense contractors.
"