CONSUMER AFFAIRS column: Addressing tax and rebate scams
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BY JAMES PELLICCIOTTI | Saturday, March 22, 2008 | (No comments posted.)

The Federal Trade Commission is warning consumers who are expecting government rebate checks this year to be careful of rebate scams designed to steal their identities.

According to the agency, the scams involve people falsely claiming to be from the Social Security Administration or the Internal Revenue Service.

These individuals contact consumers and tell them they need personal information to directly deposit the rebate checks for the consumers. They request information regarding checking account number, Social Security number, or other pieces of personal information -- the kind they can use to commit identity theft.

Neither the Social Security Administration nor the IRS gathers information for government rebates by unsolicited telephone or e-mail messages.

To protect yourself from identity theft, you should not give out financial or other personal information in response to unsolicited telephone or email contacts.

Be wary of the links in e-mail solicitations, too.

E-mail links may take you to official-looking, but phony Internet sites that actually are "phishing" for information. Links also can take you to legitimate sites, but on the way plant spyware or other malware on your computer.

Information regarding these computer threats is available at www.OnGuardOnline.gov. The "OnGuardOnline" site offers other useful tips to help you protect yourself from Internet fraud and secure your computer.

For additional information on the rebate check warning, read the FTC's February, 2008 Consumer Alert, "Extra! Extra! Count on Scammers and Schemers to Follow the News," available at www.ftc.gov.

Opinions expressed solely are those of the writer. Joseph Pellicciotti is a lawyer, professor and associate vice chancellor at Indiana University Northwest.

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